Monday, September 29, 2014

Scavenging for the Right Business

My siblings and I are searching and researching for the right business that will generate good profit.  The internet provided tons of information until I stumbled on Security Bank's UITF.

A Unit Investment Trust Fund (UITF) is an open-ended pooled trust fund denominated in peso or any acceptable currency, which is operated and administered by a trust entity and made available by participation. Each UITF is governed by a Declaration of Trust (or Plan Rules) which contains the mechanics for investing, operating, and administering the fund.

I guess this investment option can help us but I still have to talk with the bank.

Invest with some of the best performing UITFs in the market
  • 7 options targeting various risk appetites
  • Diversify your investments in multiple funds and build your assets for the long run
  • Low investment requirements and flexibility in subscription and redemption
  • As the value of your fund increases or decreases, your part of the investment does so as well
  • Track your fund performance with daily updated NAVPU
  • Subscribe and redeem your investments online in our internet banking platform

    Choose among our diverse range of investment options:

    SB Peso Money Market Fund
    SB Intermediate Term Peso Bond Fund
    SB Peso Bond 
    Fund
    SB Peso Asset Variety Fund
    SB High Dividend Peso Equity Fund
    SB Peso Equity Fund
    SB Dollar Bond Fund
    SB Tax Exempt Bond Fund*
    Investor Risk Tolerance
    ConservativeModerateModerateBalancedAggressiveAggressiveModerateModerate
    Recommended Investment Time Horizon
    3-6 Months1 Year1 Year1-3 Years1-3 Years1-3 Years1 Year1 Year
    Minimum Investment
    Php10,000Php10,000Php10,000Php10,000Php10,000Php10,000$1,000Php100,000
    Minimum Additional Participation
    Php5,000Php5,000Php5,000Php5,000Php5,000Php5,000$100Php50,000
    Holding Period
    7 days15 days30 days30 days30 days30 days30 daysNone
    Trust Fees (p.a.)
    0.20%0.70%1.00%1.50%1.50%1.50%0.75%0.75%

Saturday, February 22, 2014

I am HERE. I am at PEACE.

Regrets? 
Nothing!

I am here.  Peace within me.  I've been away for a year, four months and twenty one days.  Looking back and at present, I don't have regrets.  

Life abroad wasn't easy as ABC.  I have to sacrifice life away from my family.  That is the only sacrifice I have made.  Now I am back, full of happiness that sometimes my heart would burst out.  I laugh a lot, giggles a lot, smile a lot even when I am alone and most importantly, I am at peace.  And I thanked God for this sweet serenity.


Saturday, December 7, 2013

Si Kai Pasaway

Photo courtesy of: Ken
This is Kai.  Hahaha, hmm, let us hide her face.  Not that she got a weird and scary face.  She is actually very pretty.  She has this abnormality in her face that makes her more beautiful- her cutest dimple ever! And you know what?  She got lots of animal appeal! :)  Why is that so?  Because .............. (peace Kai! :D)  Let us not talk about the boyfriends but Kai.

When I was in college I lived with their family for two years.  She was a toddler back then. I always tagged her along whenever I went out.  I remember vividly our escapade to Alabang.  We ate in a fastfood restaurant. People are piling up in the counter and  there was only one available table.  We took the table.  I instructed her to remain seated in her chair.  Back then, It never crossed my mind  that leaving a kid alone is too risky.  When I think of it these days, I shiver and utter a silent prayer that she was not kidnapped.

She's in her last year in college taking up BSN (Bachelor of Science in Nursing).  She was exiled in Lucena for reasons I can't imagine she would be doing.  Not my beloved cousin!

She got friends, she's into college, she got boyfriend, she's been drinkin', and she got superb kind  parents.

Why the exile?  Life, crossroads, she made a wrong turn.  She was in her teens.  Active and just having fun.  Fun that went haywire.  Involving even the police just to get her back (No, she did not eloped).

Those days were tormenting both to Kai and her family. Mostly to her family that loved her so.

Recently, I asked her what had happened, what made her act that way.  She could only reply, "I don't want to talk about those nightmare in my life anymore.  I've learned and turned myself to the Lord." and she added;  "I am about to receive my Diploma in Nursing. I am happy."

Wrong turn.  We have our own wrong turns.  It can break us or develop us into a fine human being.







Saturday, November 30, 2013

Baby Jorge Martin

Photo from Google Images.   Thank you Google.
Eid Holidays, sarap lang tumambay.  Walang pasok.  Alaga muna kay Baby JM.  Magaan lang siya alagaan, hindi pala-iyak.  

One day, bigla nabagbag ang damdamin ko ng pag mulat ng mata ni JM ngumiti sya sa kin.  Hindi ko maipaliwanag yong matinding longing.  Kinantahan ko sya habang lumuluha. Napatanong ako sa sarili ko..."ang tanda ko na pala,asan yong sa kin"?


Lesson Learned While Away from the Philippines 101

Napapansin ko dito sa Gitnang Silangan ay walang nagsasampay sa labas ng bahay maliban sa dati kong villa sa Ezdan 56.  Kung tutuusin ay napakaganda ng init ng araw dito sa kanila. Matagal ko na ngang napansin na ganito talaga dito ay nagawa ko pang mag Pinas style ang pagsasampay ng damit na nilabhan sa labas ng bahay.  Kaya 12 noon, nag door bell na ang guardia sibil kasama ang nagrereklamong residente. Pinatatanggal na sa akin ang aking sinampay or else kukuhanin daw nya ang sinampay ko.  Ayos na Biernes ng Nobyembre eto!

My Thoughts about Working In this Foreign Land

It was like pure eternity where I am standing. On the Sand, In that aquarium and in that rectangular box where the vampire in me lay frozen. Soon, this frozen vampire would vanish and the sand in the aquarium would divide.

It is really difficult to work abroad.  I have the best job and a career back home.  Until I met that crossroad again, so I resigned from my job.

I landed on a job here in the Middle East that froze me.  Discrimination is rampant here.  I am going back home soon and will never go back.

My Beloved THOR

He proposed last August 2013. I thought about it for a couple of months. I finally accepted and married HIM last October 30. I was and am so happy. If there is 7th heaven, I am on the 8th heaven. 
This is my second marriage. The first one was not a success. Our professional bond was strong, it was nearly perfect but we have to part ways for us to find another one to love. It was a mutual understanding but it hurt me so.
Another HE, another moments together. I know it will not be forever but we are going to make the most out of it. We will live our lives to the fullest. No cheating, no fighting, only pure honesty. 
My husband, my pare, my bestfriend, THOR-I'll never share.

Thor is my second DSLR camera-a Nikon D90.  I consider my camera as a husband, because we are inseparable.  We click together.

Happy shooting to me!